Dubai Money, Cost & Tipping: Complete Tourist Guide
Dubai is one of the world’s most luxurious travel destinations. It offers sky-high towers, shiny malls, world-class hotels, thrilling deserts, and mouth-watering food. But before you enjoy all of this, it’s important to understand how money works in Dubai. Knowing the currency, prices, and local tipping customs will help you feel more confident and avoid surprises.
At BestDubaiPlaces.com, we make it easy for travelers to plan smart. Now, we’ll learn everything you need to know about money in Dubai – from everyday costs and tipping etiquette to how much cash to carry, where to exchange money, and how to budget your trip.
Understanding Dubai’s Currency
Dubai uses the United Arab Emirates Dirham (AED). It is also written as “Dhs” or “Dh”.
Basic Information
| Currency | Symbol | Code |
|---|---|---|
| Dirham | AED or ŘŻ.ŘĄ | AED |
1 USD is usually around 3.65 AED. But this can change a little, so it’s good to check current rates before you exchange money.
Common Dirham Notes and Coins
| Note Denomination (AED) | Usage | Coin Denomination (Fils) | Usage |
|---|---|---|---|
| 5 AED | Small purchases | 1 fils | Rare, not common |
| 10 AED | Small purchases | 25 fils | Vending, small tips |
| 20 AED | Small purchases | 50 fils | Metro, taxis |
| 50 AED | Medium spending | 1 AED (coin) | Common usage |
| 100 AED | Medium spending | ||
| 200 AED | Medium spending | ||
| 500 AED | High-value use | ||
| 1000 AED | High-value use |
đź’ˇ Tip: Carry smaller notes and 1 AED coins for taxis, snack kiosks, and tipping bellboys or delivery drivers.
How Much Money to Carry in Dubai?
Dubai is a card-friendly city. Most places accept debit and credit cards. But carrying a little cash is still smart for taxis, small markets, or tipping.
Daily Budget Estimate
Here’s what you may spend daily depending on your travel style:
| Travel Style | Budget (AED) | Approx. USD | Includes |
|---|---|---|---|
| Budget | 200 – 400 | $55 – $110 | Hostel, metro, local food |
| Mid-range | 500 – 1000 | $135 – $270 | Hotel, restaurants, entry tickets |
| Luxury | 1500+ | $400+ | 5-star hotel, fine dining, private tours |
To get full value out of your stay, check our More Tips for tourists.
Where to Exchange Money in Dubai
You can exchange money at:
1. Exchange Counters
These are common in malls, airports, and tourist areas. Brands like Al Ansari Exchange, UAE Exchange, and Al Rostamani are trusted.
2. Banks
Safe but may have shorter hours and higher fees.
3. Hotels
Convenient but not always the best rates.
4. ATMs
You can use your international debit card at ATMs for quick cash. Just make sure your card works abroad.
Best Tip:
Avoid exchanging large amounts at the airport. The rate is usually less favorable.
Tipping in Dubai: What’s Normal?
Tipping in Dubai is not mandatory, but it’s appreciated. The good news? It’s easy to understand.
Common Tipping Practices
| Service | Tipping Amount | Notes |
|---|---|---|
| Restaurants | 5% – 10% | Some bills already include service charges |
| Hotel Bell Staff | 5 – 10 AED per bag | Based on number of bags |
| Hotel Housekeeping | 5 – 20 AED per night | Leave on the pillow or table |
| Taxis | Round up to nearest 5 AED | Not required but polite |
| Spa/Salon | 10% – 15% | Based on total bill |
| Delivery Drivers | 5 – 10 AED | Especially for good service |
There is no need to overtip. Even small amounts are appreciated when offered with kindness.
What Things Cost in Dubai: A Tourist’s View
Prices in Dubai can vary depending on where and how you travel. Here’s a full breakdown of common costs:
Food & Drink Prices
| Item | Average Price (AED) | Approx. USD |
|---|---|---|
| Bottle of Water | 2 – 5 | $0.50 – $1.35 |
| Coffee at CafĂ© | 15 – 25 | $4 – $7 |
| Local Meal | 20 – 40 | $5.50 – $11 |
| Fine Dining | 200 – 400 per person | $55 – $110 |
Transport Costs
| Transport | Cost (AED) | Approx. USD |
|---|---|---|
| Metro Ride | 3 – 7.50 | $0.80 – $2 |
| Taxi Start Fare | 12 | $3.25 |
| Taxi per km | 2.10 | $0.57 |
| Full Day Car Rental | 100 – 250 | $27 – $68 |
For deeper tips on public and private options, explore our Dubai transport guide.
Attraction Tickets
| Attraction | Ticket Price (AED) | Approx. USD |
|---|---|---|
| Burj Khalifa | 169 – 399 | $46 – $109 |
| Dubai Frame | 50 | $13.50 |
| Desert Safari | 150 – 600 | $40 – $165 |
| Museum of the Future | 149 | $41 |
Should You Tip in Dirhams or Dollars?
Always tip in AED. Most workers cannot exchange foreign coins and small notes. If you have no small change, it’s okay to politely thank them instead.
Credit Cards and Digital Payments
Widely Accepted Cards:
- Visa
- Mastercard
- American Express (in larger hotels and shops)
Mobile Wallets:
- Apple Pay
- Samsung Pay
- Google Pay
Cashless travel is easy in Dubai, but carry a few coins and small notes for emergencies.
Budgeting Tips for Dubai Travelers
1. Use Passes for Attractions
Save up to 60% with a city pass.
2. Eat Smart
- Choose Emirati food for local taste at a lower cost
- Try food courts in malls
- Look for budget eateries in Old Dubai
3. Use Metro or Public Transport
The metro is cheap, clean, and safe. Consider getting an NOL card if staying for more than a day.
4. Shop Smart
Visit Dubai Outlet Mall or plan your visit during the Dubai Shopping Festival for the best deals.
Hidden Charges to Watch Out For
- Hotel Taxes – Most hotels charge 5% VAT, 7% municipality fee, and 10% service charge.
- Tourist Dirham – AED 7-20 per night based on hotel rating.
- Service Charge in Restaurants – Some include this; always check your bill before tipping again.
- ATM Fees – International withdrawals may charge AED 20 – 25 per use.
How BestDubaiPlaces.com Helps You Save
At BestDubaiPlaces.com, we help tourists enjoy Dubai without overspending. We do this by:
- Highlighting the best times to visit for lower prices
- Suggesting free or affordable experiences
- Offering ready-to-use travel plans that match your budget
- Recommending restaurants, attractions, and day trips that balance cost and quality
- Explaining how to avoid scams and stay safe
- Providing clear tips for using cash, cards, and transport wisely
👉 Contact us if you need help planning a stress-free, budget-friendly Dubai vacation.
Budget Plan for a 3-Day Stay
| Item | Budget Traveler (AED) | Mid-Range (AED) | Luxury (AED) |
|---|---|---|---|
| Hotel (2 nights) | 300 | 1000 | 4000 |
| Food | 150 | 600 | 2500 |
| Transport | 50 | 150 | 800 |
| Attractions | 200 | 800 | 2500 |
| Shopping & Tips | 100 | 500 | 2000 |
| Total | 800 AED | 3050 AED | 11,800 AED |
| In USD | $218 | $830 | $3200 |
Your actual cost depends on where you stay, what you eat, and how much you explore.
Money in Dubai is easy to manage if you plan ahead. With the right budget, smart tips, and a good understanding of local habits, you can enjoy the best of the city without stress. From shopping and food to adventure and transport, Dubai has something for every wallet.
At BestDubaiPlaces.com, we guide you every step of the way. Whether you’re here for luxury, family fun, or culture, we make your trip affordable, smooth, and unforgettable.
FAQs About Dubai Money, Cost and Tipping
What is the best currency to use in Dubai?
The official currency is the UAE Dirham (AED). Always pay and tip in Dirhams for the best experience.
How much money should I bring for a 5-day trip to Dubai?
A budget traveler may spend around AED 1500-2000, while a luxury traveler might spend AED 10,000 or more.
Do I need cash or is card enough in Dubai?
Cards are widely accepted, but carrying AED 100-200 in cash is useful for tips and small purchases.
Is tipping required in Dubai?
It’s not required, but tipping is polite and appreciated. Restaurants often include a service charge.
Where can I find the best exchange rate in Dubai?
Exchange counters in malls and local markets usually offer better rates than airports or hotels.
Can I use US dollars or Euros in Dubai?
No. You should exchange your money to Dirhams. Foreign currencies are not accepted in most shops.
Are there any hidden fees in Dubai hotels?
Yes. Expect VAT, municipality tax, service fees, and a nightly tourism charge.
How can I avoid overspending in Dubai?
Use metro travel, eat at local food spots, and book tickets online or with a city pass for discounts.
What’s the cost of a simple meal in Dubai?
A basic meal at a local café may cost around AED 25-40 ($7-$11 USD).
Do taxis expect tips in Dubai?
No, but it’s polite to round up the fare or give AED 5 for short trips.
This guide is your all-in-one helper for understanding how money works in Dubai. Keep your trip smooth, smart, and budget-friendly by following these tips. For more ideas on what to do, where to eat, and how to save, keep exploring BestDubaiPlaces.com.
